Selling one home while buying the next, without the panic.
The two transactions are linked, so the strategy has to be too. We coordinate timing, contingencies, financing, and occupancy so you don't end up with two mortgages — or none.
Three paths, three trade-offs.
Every move-up buyer picks one of these. The right answer depends on your equity, financing, and how fast the destination market is moving.
Sell first + rent-back
You list now, close, and stay 30-60 days under a paid rent-back while you finalize the next purchase. Cleanest for the buyer of your home; most common in San Antonio's $400-700K trade.
Buy first + bridge
You close the next home before selling — funded with a bridge loan, HELOC, or portfolio collateral. Works for high-equity buyers. Pricing math matters; we coordinate with lenders.
Contingent offer
Your offer on the next home depends on the sale of the current one. Works in slower micro-markets where sellers will wait. Harder in 2026 fast-absorption neighborhoods.
Frequently Asked Questions
Should I sell first or buy first?
Depends on your equity, your debt-to-income, and the absorption rate of the price band you're entering. For most San Antonio move-up buyers in the $400K-$700K trade, selling first with a rent-back contingency is the cleanest path. For higher-equity buyers, bridge or HELOC options open up.
What is a rent-back, and does it actually work?
A short post-closing occupancy where you (the seller) stay in the home for a defined window — typically 30 to 60 days — paying the buyer rent. Negotiated into the contract. It's common in San Antonio when seller demand is balanced. We structure it carefully.
What about a contingency offer?
A contingent offer ties your purchase to the sale of your current home. Workable in slower micro-markets, hard to compete with in fast ones. We help you weigh the trade-off against bridge or rent-back paths.
Do I need a bridge loan?
Sometimes. If you need the equity from the sale to close on the next home and the timelines don't line up, a bridge or HELOC fills the gap. Pricing varies — we coordinate with lenders who run the math against your specific scenario.
One call. Both sides of the move.
Fifteen minutes. We map your current equity, the target sub-market, the timing constraints — and tell you which path actually fits.